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43.73° N · 79.40° W — Toronto & nearby · 9,744 homes for sale today43.73° N · 79.40° W — 9,744 homes today(647) 554-7436Saved

43.6737° N · 79.3987° W — Annex, Toronto — MLS® #C13762652

46 Bernard Ave

$3,395,000

Annex, Toronto, Ontario M5R 1R2

3
BedroomsBeds
4
BathroomsBaths
2000-2500 sqft2000-2500
SizeSq ft
22 x 80.62 ft
Lot sizeLot

Inquire about this listing

ToShemeer AhmadVALERY REAL ESTATE INC.
Or call Shemeer Ahmad(647) 554-7436

In short · from the listing record

46 Bernard Ave is a 3-bedroom, 4-bathroom semi-detached house in Annex, Toronto, listed for sale at an asking price of $3,395,000 (MLS® C13762652).

46 Bernard Ave - your dream home you never thought you could buy! Located where the Annex meets Yorkville, steps to the shops, restaurants & energy of Ave & Dav, sits a Heritage Red-Brick Victorian w/ arched windows, incredible entertaining space & serious style. A true AAA+ location where you walk out your front door & are in the middle of it all without sacrificing the charm, space & privacy of a house. And not just any house! Move-in ready. Beautifully finished. 3 bedrms. 4 bathrms. Parking. A gym. Woodburning F/Place. Did I mention the Curved Windows?! And, if that wasn't enough to swoon over, there is an absolutely magical courtyard garden oasis that feels worlds away from the city all yours to enjoy. Inside, soaring proportions & oversized principal rooms are made for city living on a grand scale - dinner for 16? No problem. Cocktails for 50? Easy. The renovated eat-in kitchen is bright, design savvy & inviting, while the primary suite delivers the full wish list: fireplace, walk-in closet & a gorgeous marble ensuite w/ heated floors. The second bedrm overlooks the backyard w/ a lovely 4 piece, & the 3rd bedrm has multiple use options: Queen Bed for family or guests; office/den; or a fantasy dressing room/custom 'Carrie Bradshaw' closet for the primary! But the real story here is the opportunity: Coveted Red Brick Victorian. Incredible space. Stunning finishes. Outdoor space. Parking. Ample storage space. Move-in ready. And, all the excitement & energy of Yorkville just steps away on one of the most coveted streets in Prime Annex. This is the rare moment when the location you've always wanted, the house you thought was out of reach and an exceptional price all meet at the same address. Come view 46 Bernard before someone else buys your home!

Listing readings

How it measures up

Scores from the listing record and the market around it.

  • 73Good

    Condition score

    1 documented update signal

    Listing age, structured features and disclosed update language; not an inspection.

  • 5Shortfall

    Cash flow quality

    −$11,255/mo against the cost of owning (20% down, 4.8%, 25 yrs)

    Median of 10 semi-detached homes with 3 bedrooms for lease in Annex right now. Cost of owning counts the mortgage and property tax.

Condition uses listing-record signals, not an inspection.

The data table

Every fact

Everything the board publishes for this home.

Tax
$23,595 / 2026
MLS® number
C13762652
Board
TRREB MLS®
Property Type
Semi-Detached
Time on market
Size
2000-2500 sqft
Lot Size
22 x 80.62 ft
Listed on
Parking
None, 1 Parking

Listing history

Listing activity for 46 Bernard Ave, Toronto, Ontario

Date StartDate EndList PricePriceEventListing ID
Date StartN/AN/A$3,395,000N/AFor SaleC13762652

Inside

Room by room

From the listing.

Main5 rooms
  • Foyer1.88 × 2.21 mStone Floor, Double Closet
  • Living4.42 × 4.88 mhardwood floor, Fireplace, South View
  • Dining4.62 × 4.7 mhardwood floor, O/Looks Living
  • Kitchen3.68 × 3.73 mStainless Steel Appl, Breakfast Bar, Quartz Counter
  • Family4.09 × 5.59 mhardwood floor, Open Concept, W/O To Yard
Lower2 rooms
  • Rec3.3 × 4.19 mStone Floor, Sump Pump
  • Laundry1.88 × 3.38 mStainless Steel Sink
2nd3 rooms
  • Primary4.01 × 6.68 mFireplace, W/I Closet, 5 Pc Ensuite
  • 2nd Br2.82 × 3.71 mhardwood floor, Double Closet, South View
  • 3rd Br2.92 × 3.56 mhardwood floor, Double Closet, North View

Property

Property Type
Semi-Detached
Style
2-Storey
Community
Annex
Municipality
Toronto

Building

Size
2000-2500 sqft
Construction
Brick

Inside

Bedrooms
3
Bathrooms
4
Bathroom Details
1 × 2pc Main, 1 × 5pc 2nd, 1 × 3pc 2nd, 1 × 2pc Lower
Basement Type
Finished
Kitchens
1

Parking

Driveway
Private
Garage Type
None
Additional Parking
1
Total Parking
1

Utilities

Water
Municipal
Cooling
Central Air
Heating Type
Forced Air

Land

Sewer
Sewers
Frontage
22 ft
Depth
80.62 ft
Lot Size
22 x 80.62 ft

Where it sits

The street and the area

Asking prices on the map.

Map and tour

Transit nearby

StationLinesDistance
St George StationTTC subway: Line 1 Yonge-University, Line 2 Bloor-Danforth550 m
Dupont StationTTC subway: Line 1 Yonge-University700 m
Bay StationTTC subway: Line 2 Bloor-Danforth800 m
Union StationTTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train3.5 km
Eglinton StationTTC subway: Line 1 Yonge-UniversityTTC light rail: Line 5 Eglinton3.5 km

The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.

Around it

Semi-Detached in Annex

Active listings only, today.

Semi-detached homes for sale in Annex right now

For sale now
18
Median asking price
$3.44M

Middle half: $1.82M to $4.42M

New in 7 days
4

5 in 28 days

Price cuts
17%

3 listings

This home is asking 1% below the median.

See all homes in Annex

Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.

Site report

What the record says

What the City and the conservation authority have on file for this address.

  • Heritage and ravineAppliesOn the Heritage Register — Part V, by-law 520-94
  • Heritage and ravineAppliesIn the East Annex Heritage Conservation District, by-law 520-94
  • Heritage and ravineNone foundNot in the mapped ravine protection area
  • ZoningR (d1.0) (x471)Residential zone (R) · Chapter 10, section 10.10 of By-law 569-2013 · Exception 900.2.10(471)
  • PermitsNone on fileNo building permits on file at this address.
  • Signals nearby6 to note306 DAVENPORT RD, Site plan, 150 m away · 234 DAVENPORT RD, Site plan, 160 m away · 230 DAVENPORT RD, Site plan, 160 m away · 310 DAVENPORT RD, Site plan, 170 m away · 224 DAVENPORT RD, Site plan, 170 m away · 224 A DAVENPORT RD, Site plan, 170 m away
  • ca regulatedNone in rangeNot in Toronto and Region Conservation Authority’s mapped regulated area
  • provincial plansNone in rangeOutside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areas
  • wetlandNone in rangeNo mapped wetland within 120 m
  • aggregateNone in rangeNo licensed pit or quarry within 2 km
  • wellsNone in rangeNo recorded oil, gas or salt well within 250 m
  • railOn recordNearest rail line: 390 m
  • trailOn recordA trail on the Ontario trail network within 1 km
  • permitsOn record90 building permits issued within 250 m in the last 2 years
  • devappsOn record20 open development applications within 250 m An application is a proposal: it may change, be refused or never be built.
  • airportOn recordNearest airport: 4.4 km
  • parcelOn recordMapped parcel: about 2,330 sq ft Measured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.
  • water wellsNone in rangeNo water-supply well recorded within 250 m 70 test or monitoring holes also recorded.
  • npriNone in rangeNo facility within 1 km reports pollutant releases to Environment Canada The nearest is The Governing Council of the University of Toronto — St George Campus, 1.4 km away. Only facilities above the inventory’s reporting thresholds are listed.
  • fcsiNone in rangeNo federal contaminated site within 1 km The federal inventory covers federal land only; it says nothing about provincial or private sites.
  • electricityOn recordElectricity is distributed here by Toronto Hydro-Electric System Limited
  • internet speedOn recordWired internet 50/10 Mbps or faster is listed at a household 40 m away Fixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (40 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.
  • broadbandOn recordAcross the surrounding area: fibre to the home, cable, DSL internet listed Fibre to the home: Beanfield Metroconnect, Bell, Dotto One, FibreStream, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Rogers, Routcom, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.

Changes outside the house, and tree removal, may need the City’s review on top of the usual permits. Ask the City before you plan work.

Each record is the map at the home’s location, not an inspection. Confirm anything that matters with the municipality, Toronto and Region Conservation Authority or the record’s publisher.

City of Toronto Open Data and zoning map, read at this address. Contains information licensed under the Open Government Licence – Toronto. City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto. Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.

Lot

Lot area
1,774 sq ft165 m²
Street frontage
22 ft6.7 m
Depth
80.62 ft24.6 m
22 × 80.62 ftBERNARD AVE

The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.

Source: the MLS® listing record.

Land transfer tax on this home

Ontario land transfer tax
$71,350
Toronto municipal land transfer tax
$75,300
Total land transfer tax
$146,650
First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
−$8,475
Total for first-time buyers
$138,175
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $400,000
$2,250
2.0% from $400,000 to $2,000,000
$32,000
2.5% from $2,000,000 to $3,395,000
$34,875
Ontario total
$71,350

Toronto’s municipal tax has its own higher brackets at this price, so it adds $75,300.

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Schools

Nearest schools

Straight-line distances. Check catchments with the board.

ElementaryEQAO average 2024–25

  • Huron Street Junior Public SchoolToronto DSBPublic · grades JK–674%Grade 6 average450 m
  • Jesse Ketchum Junior and Senior Public SchoolToronto DSBPublic · grades JK–889%Grade 6 average550 m
  • Holy Rosary Catholic SchoolToronto CDSBCatholic · grades JK–8 · French Immersion82%Grade 6 average1.7 km
  • ÉÉC du Sacré-Coeur-TorontoConseil scolaire catholique MonAvenirFrench-language Catholic · grades JK–660%Grade 6 average2.2 km

SecondaryGrade 9 math 2024–25

  • St Joseph's College SchoolToronto CDSBCatholic · grades 9–1266%Grade 9 math1.3 km
  • Loretto College SchoolToronto CDSBCatholic · grades 9–1240%Grade 9 math1.4 km
  • Central Technical SchoolToronto DSBPublic · grades 9–1234%Grade 9 math1.4 km
  • Collège français secondaireConseil scolaire ViamondeFrench-language public · grades 9–1286%Grade 9 math2.1 km

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

Searches this home is in

Keep looking

The ledger

What it costs to own

Worked out for this home. Change any number.

Price$3,395,000

A month, all in

$17,455

  • Mortgage$15,489
  • Property tax$1,966

A planning figure, not a quote.

Land transfer tax

$146,650

$138,175 for first-time buyers; Toronto adds its own tax.

Rent, similar homes

$6,200

a month, median asking rent of 10 similar homes in Annex.

Community

Who lives around it

Similar homes

You might also like

For sale nearby at a similar price.

Shemeer Ahmad

Shemeer AhmadVALERY REAL ESTATE INC.

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Ask me anything about this home, or what fair looks like nearby.

(647) 554-7436

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