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43.73° N · 79.40° W — Toronto & nearby · 9,744 homes for sale today43.73° N · 79.40° W — 9,744 homes today(647) 554-7436Saved

43.6578° N · 79.3836° W — Bay Street Corridor, Toronto — MLS® #C14029726

611-38 Elm St

$649,000

Bay Street Corridor, Toronto, Ontario M5G 2K5

2
BedroomsBeds
2
BathroomsBaths
1000-1199 sqft1000-1199
SizeSq ft

Inquire about this listing

ToShemeer AhmadVALERY REAL ESTATE INC.
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In short · from the listing record

611-38 Elm St is a 2-bedroom, 2-bathroom condo in Bay Street Corridor, Toronto, listed for sale at an asking price of $649,000 (MLS® C14029726).

Welcome to Minto Plaza, a premier downtown Toronto residence just steps from Yonge Street. This bright and spacious 2-bedroom, 2-bathroom suite offers approximately 1,008 sq. ft. of thoughtfully designed living space with a highly desirable split-bedroom layout. Fully renovated and move-in ready, the unit features custom kitchen with quartz countertops, Vinyl flooring, fresh paint, Stainless steel appliances, generous principal rooms, and excellent storage. The large primary bedroom includes a walk-in closet and 4-piece ensuite. Enjoy preferred south west exposure , plus one parking space and one locker. All-inclusive maintenance fees cover utilities. Building amenities include a 24-hour concierge, indoor pool, sauna, gym, study and piano lounges, and rooftop terrace. Steps to Dundas subway station, Eaton Centre, TMU, hospitals, U of T, the Financial District, shopping, dining, and entertainment. No pets permitted. Some images are virtually staged.

Listing readings

How it measures up

Scores from the listing record and the market around it.

  • 71Good

    Condition score

    1 documented update signal

    Listing age, structured features and disclosed update language; not an inspection.

  • 26Shortfall

    Cash flow quality

    −$1,573/mo against the cost of owning (20% down, 4.8%, 25 yrs)

    Median of 108 condos with 2 bedrooms for lease in Bay Street Corridor right now. Cost of owning counts the mortgage, property tax and the condo fee.

Condition uses listing-record signals, not an inspection.

The data table

Every fact

Everything the board publishes for this home.

Tax
$4,027 / 2025
MLS® number
C14029726
Board
TRREB MLS®
Property Type
Condo Apt
Time on market
Size
1000-1199 sqft
Listed on
Parking
1 Underground, 1 Parking

Listing history

Listing activity for 611-38 Elm St, Toronto, Ontario

Date StartDate EndList PricePriceEventListing ID
Date StartN/AN/A$649,000N/APcC14029726

Inside

Room by room

From the listing.

Main5 rooms
  • Living3.6 × 6.03 mVinyl Floor, Combined W/Dining, W/O To Balcony
  • Dining3.6 × 6.03 mVinyl Floor, Combined W/Living
  • Kitchen2.35 × 2.68 mMarble Counter, Stainless Steel Appl
  • Primary3.23 × 4.2 mLarge Window, His/Hers Closets, 4 Pc Ensuite
  • 2nd Br3.31 × 3.56 mVinyl Floor, Closet, Large Window

Property

Property Type
Condo Apt
Style
Apartment
Community
Bay Street Corridor
Municipality
Toronto

Building

Size
1000-1199 sqft
Construction
Concrete

Inside

Bedrooms
2
Bathrooms
2
Bathroom Details
1 × 5pc Main, 1 × 3pc Main
Basement Type
None
Kitchens
1

Parking

Garage Type
Underground
Garage
1
Additional Parking
0
Total Parking
1

Utilities

Cooling
Central Air
Heating Type
Forced Air

Where it sits

The street and the area

Asking prices on the map.

Map and tour

Transit nearby

StationLinesDistance
TMU StationTTC subway: Line 1 Yonge-University250 m
College StationTTC subway: Line 1 Yonge-University350 m
St Patrick StationTTC subway: Line 1 Yonge-University500 m
Queen's Park StationTTC subway: Line 1 Yonge-University600 m
Union StationTTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train1.4 km

The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.

Around it

Condo Apt in Bay Street Corridor

Active listings only, today.

Condos for sale in Bay Street Corridor right now

For sale now
177
Median asking price
$658K

Middle half: $520K to $899K

New in 7 days
16

68 in 28 days

Price cuts
21%

37 listings

This home is asking 1% below the median.

See all homes in Bay Street Corridor

Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.

Site report

What the record says

What the City and the conservation authority have on file for this address.

  • Heritage and ravineNone foundNot found on the Heritage Register
  • Heritage and ravineNone foundNot in a mapped Heritage Conservation District
  • Heritage and ravineNone foundNot in the mapped ravine protection area
  • ZoningCR 7.8 (c2.0; r7.8) SS1 (x2193)Commercial Residential zone (CR) · Chapter 40, section 40.10 of By-law 569-2013 · Exception 900.11.10(2193)
  • Permits9 clearedHVAC: Other Group C Buildings Issued December 12, 2022 · Building Permit Related(PS) Issued June 28, 2019 · Building Permit Related(MS) Issued June 28, 2019 · Interior Alterations Issued June 27, 2019 · Building Permit Related(PS) Issued November 21, 2018 · Interior Alterations Issued November 21, 2018 · Balcony/Guard Repairs Issued June 12, 2018 · Backflow Prevention Devices (Water only) Issued July 9, 2015
  • Signals nearby6 to note22 ELM ST, Plan of subdivision, 40 m away · 22 ELM ST, Site plan, 40 m away · 18 ELM ST, Official plan or zoning amendment, 70 m away · 33 GERRARD ST W, Site plan, 80 m away · 33 GERRARD ST W, Plan of subdivision, 80 m away · 17 ELM ST, Official plan or zoning amendment, 90 m away
  • ca regulatedNone in rangeNot in Toronto and Region Conservation Authority’s mapped regulated area
  • provincial plansNone in rangeOutside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areas
  • wetlandNone in rangeNo mapped wetland within 120 m
  • aggregateNone in rangeNo licensed pit or quarry within 2 km
  • wellsNone in rangeNo recorded oil, gas or salt well within 250 m
  • trailOn recordA trail on the Ontario trail network within 1 km
  • permitsOn record141 building permits issued within 250 m in the last 2 years
  • devappsOn record29 open development applications within 250 m An application is a proposal: it may change, be refused or never be built.
  • airportOn recordNearest airport: 2.7 km
  • parcelOn recordMapped parcel: about 57,620 sq ft Measured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.
  • water wellsNone in rangeNo water-supply well recorded within 250 m 68 test or monitoring holes also recorded.
  • npriOn record1 facility within 1 km reports pollutant releases to Environment Canada The nearest is Enwave Energy Corporation — Walton Street Steam Plant, 150 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.
  • fcsiOn record1 federal contaminated site within 1 km All of them are closed. The federal inventory covers federal land only, not provincial or private sites.
  • electricityOn recordElectricity is distributed here by Toronto Hydro-Electric System Limited
  • internet speedOn recordWired internet 50/10 Mbps or faster is listed at a household 30 m away Fixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (30 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.
  • broadbandOn recordAcross the surrounding area: fibre to the home, cable, DSL internet listed Fibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.

None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.

Each record is the map at the home’s location, not an inspection. Confirm anything that matters with the municipality, Toronto and Region Conservation Authority or the record’s publisher.

City of Toronto Open Data and zoning map, read at this address. Contains information licensed under the Open Government Licence – Toronto. City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto. Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.

Land transfer tax on this home

Ontario land transfer tax
$9,455
Toronto municipal land transfer tax
$9,455
Total land transfer tax
$18,910
First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
−$8,475
Total for first-time buyers
$10,435
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $400,000
$2,250
2.0% from $400,000 to $649,000
$4,980
Ontario total
$9,455

Toronto’s municipal tax uses the same brackets at this price, so it adds another $9,455.

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Schools

Nearest schools

Straight-line distances. Check catchments with the board.

ElementaryEQAO average 2024–25

  • St Michael's Choir (Jr) SchoolToronto CDSBCatholic · grades 1–8 · French Immersion99%Grade 6 average550 m
  • Orde Street Public SchoolToronto DSBPublic · grades JK–882%Grade 6 average700 m
  • Church Street Junior Public SchoolToronto DSBPublic · grades JK–672%Grade 6 average750 m
  • École élémentaire Gabrielle-RoyConseil scolaire ViamondeFrench-language public · grades JK–696%Grade 6 average950 m

SecondaryGrade 9 math 2024–25

  • St Michael's Choir (Sr) SchoolToronto CDSBCatholic · grades 9–1296%Grade 9 math550 m
  • Native Learning CentreToronto DSBPublic · grades 9–12—700 m
  • Collège français secondaireConseil scolaire ViamondeFrench-language public · grades 9–1286%Grade 9 math750 m
  • St Joseph's College SchoolToronto CDSBCatholic · grades 9–1266%Grade 9 math800 m

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

Searches this home is in

Keep looking

The ledger

What it costs to own

Worked out for this home. Change any number.

Price$649,000

A month, all in

$4,573

  • Mortgage$2,961
  • Property tax$336
  • Condo or maintenance fee$1,276

A planning figure, not a quote.

Land transfer tax

$18,910

$10,435 for first-time buyers; Toronto adds its own tax.

Rent, similar homes

$3,000

a month, median asking rent of 108 similar homes in Bay Street Corridor.

Community

Who lives around it

Similar homes

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For sale nearby at a similar price.

Shemeer Ahmad

Shemeer AhmadVALERY REAL ESTATE INC.

Want to see it this week?

Ask me anything about this home, or what fair looks like nearby.

(647) 554-7436

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