43.6679° N · 79.3772° W — North St. James Town, Toronto — MLS® #C14095342
323-21 Earl St
$495,000
North St. James Town, Toronto, Ontario M4Y 3C8
- 1
- BedroomsBeds
- 1
- BathroomsBaths
- 500-599 sqft500-599
- SizeSq ft
Inquire about this listing
In short · from the listing record
323-21 Earl St is a 1-bedroom, 1-bathroom condo in North St. James Town, Toronto, listed for sale at an asking price of $495,000 (MLS® C14095342).
Earl Lofts is a gated, low-rise condominium on a quiet, tree-lined street near Jarvis and Bloor. This 1 bedroom loft has 17-foot ceilings and a grand two-storey south-facing window that fills the open-concept living space with natural light throughout the day, and the light carries up to the bedroom. The kitchen peninsula looks over the living area, so cooking, dining, and entertaining all share the same bright room. A small south-facing balcony adds a spot for fresh air. Convenient transportation and great restaurants nearby.
Listing readings
How it measures up
Scores from the listing record and the market around it.
66Fair
Condition score
4 condition-related facts documented
Listing age, structured features and disclosed update language; not an inspection.
38Shortfall
Cash flow quality
−$695/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Median of 10 condos with 1 bedroom for lease in North St. James Town right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The data table
Every fact
Everything the board publishes for this home.
- Tax
- $2,440 / 2026
- MLS® number
- C14095342
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Building Age
- 16-30
- Time on market
- Size
- 500-599 sqft
- Listed on
- Parking
- None, 0 Parking
Listing history
Listing activity for 323-21 Earl St, Toronto, Ontario
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $495,000 | N/A | For Sale | C14095342 |
Inside
Room by room
From the listing.
- Kitchen3.1 × 4.0 mStainless Steel Appl
- Family2.5 × 2.7 mW/O To Balcony
- Dining2.5 × 3.0 m
- Br2.85 × 3.9 m4 Pc Ensuite
Property
- Property Type
- Condo Apt
- Style
- Loft
- Community
- North St. James Town
- Municipality
- Toronto
Building
- Size
- 500-599 sqft
- Building Age
- 16-30
- Construction
- Concrete
Inside
- Bedrooms
- 1
- Bathrooms
- 1
- Bathroom Details
- 1 × 4pc 2nd
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- None
- Additional Parking
- 0
- Total Parking
- 0
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Where it sits
The street and the area
Asking prices on the map.
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Sherbourne Station | TTC subway: Line 2 Bloor-Danforth | 450 m |
| Wellesley Station | TTC subway: Line 1 Yonge-University | 550 m |
| Bloor-Yonge Station | TTC subway: Line 1 Yonge-University, Line 2 Bloor-Danforth | 800 m |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 2.5 km |
| Eglinton Station | TTC subway: Line 1 Yonge-UniversityTTC light rail: Line 5 Eglinton | 4.5 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Around it
Condo Apt in North St. James Town
Active listings only, today.
Condos for sale in North St. James Town right now
- For sale now
- 39
- Median asking price
- $660K
- New in 7 days
- 2
- Price cuts
- 15%
Middle half: $532K to $799K
14 in 28 days
6 listings
This home is asking 25% below the median, lower than three quarters of them.
See all homes in North St. James TownAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Site report
What the record says
What the City and the conservation authority have on file for this address.
- Heritage and ravineNone foundNot found on the Heritage Register
- Heritage and ravineNone foundNot in a mapped Heritage Conservation District
- Heritage and ravineNone foundNot in the mapped ravine protection area
- ZoningR (d2.0) (x187)Residential zone (R) · Chapter 10, section 10.10 of By-law 569-2013 · Exception 900.2.10(187)
- Permits1 clearedOther(BA) Issued September 12, 2023
- Signals nearby6 to note4 EARL ST, Site plan, 60 m away · 6 EARL ST, Site plan, 70 m away · 8 EARL ST, Site plan, 70 m away · 2 EARL ST, Site plan, 70 m away · 120 EARL PL, Site plan, 70 m away · 120 EARL PL, Official plan or zoning amendment, 70 m away
None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Open Data and zoning map, read at this address. Contains information licensed under the Open Government Licence – Toronto. City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
Land transfer tax on this home
- Ontario land transfer tax
- $6,375
- Toronto municipal land transfer tax
- $6,375
- Total land transfer tax
- $12,750
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $4,275
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $495,000
- $1,900
- Ontario total
- $6,375
Toronto’s municipal tax uses the same brackets at this price, so it adds another $6,375.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Schools
Nearest schools
Straight-line distances. Check catchments with the board.
ElementaryEQAO average 2024–25
- Our Lady of Lourdes Catholic SchoolToronto CDSBCatholic · grades JK–866%Grade 6 average300 m
- Rose Avenue Junior Public SchoolToronto DSBPublic · grades JK–649%Grade 6 average450 m
- Church Street Junior Public SchoolToronto DSBPublic · grades JK–672%Grade 6 average500 m
- École élémentaire Gabrielle-RoyConseil scolaire ViamondeFrench-language public · grades JK–696%Grade 6 average1.3 km
SecondaryGrade 9 math 2024–25
- Msgr Fraser College (Isabella Campus)Toronto CDSBCatholic · grades 9–12—200 m
- Jarvis Collegiate InstituteToronto DSBPublic · grades 9–1234%Grade 9 math250 m
- Native Learning CentreToronto DSBPublic · grades 9–12—500 m
- Collège français secondaireConseil scolaire ViamondeFrench-language public · grades 9–1286%Grade 9 math600 m
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Searches this home is in
Keep looking
The ledger
What it costs to own
Worked out for this home. Change any number.
A month, all in
$3,095
- Mortgage$2,259
- Property tax$203
- Condo or maintenance fee$633
A planning figure, not a quote.
Land transfer tax
$12,750
$4,275 for first-time buyers; Toronto adds its own tax.
Rent, similar homes
$2,400
a month, median asking rent of 10 similar homes in North St. James Town.
Community
Who lives around it
Similar homes
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Shemeer AhmadVALERY REAL ESTATE INC.
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