43.6423° N · 79.4073° W — Niagara, Toronto — MLS® #C13782760
195 Niagara St
$1,399,000
Niagara, Toronto, Ontario M5V 1C9
- 2+1
- BedroomsBeds
- 3
- BathroomsBaths
- 1100-1500 sqft1100-1500
- SizeSq ft
- 20.08 x 110 ft
- Lot sizeLot
Inquire about this listing
In short · from the listing record
195 Niagara St is a 2+1-bedroom, 3-bathroom semi-detached house in Niagara, Toronto, listed for sale at an asking price of $1,399,000 (MLS® C13782760).
Set along one of downtown Toronto's most established residential streets, 195 Niagara is a two-storey semi-detached property offering three units, a detached one-car garage and a location that places some of the city's best neighbourhood amenities within easy reach. The main-floor one-bedroom is the standout, pairing generous proportions with character details that give the space a distinct sense of place. Soaring ceilings are complemented by skylights that bring natural light into the living area, while a tin ceiling adds architectural interest to the separate dining room. A large chef's kitchen anchors the rear of the home and walks out to a private outdoor space framed by a pergola-a welcome extension of the living space in the warmer months. Upstairs, the second one-bedroom unit is thoughtfully laid out with clearly defined living spaces. A separate eat-in kitchen sits apart from the living room, while the bedroom offers a dedicated closet and comfortable proportions. The lower level is home to a quaint bachelor suite with its own separate eat-in kitchen, tiled floors and ample storage. With access available from both the front and rear of the property, the space offers a practical and efficient layout. Shared laundry facilities are also conveniently located on the lower level.The property has benefited from a number of meaningful improvements over the years, including a new main roof, garage roof and skylights in 2019. More recently, the interior has been refreshed with a new coat of paint, while the front exterior has received fresh paint, brick repairs and updated landscaping. Outside, a detached one-car garage adds valuable downtown utility. The location brings together the residential character of Niagara Street with exceptional access to the city. The 511 Bathurst streetcar stops at Niagara Street, while the 504 King streetcar runs nearby along King West, providing a direct connection through the downtown core.
Listing readings
How it measures up
Scores from the listing record and the market around it.
73Good
Condition score
1 documented update signal
Listing age, structured features and disclosed update language; not an inspection.
18Shortfall
Cash flow quality
−$2,907/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Median of 18 homes with 3 bedrooms for lease in Niagara right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The data table
Every fact
Everything the board publishes for this home.
- Tax
- $6,292 / 2026
- MLS® number
- C13782760
- Board
- TRREB MLS®
- Property Type
- Semi-Detached
- Time on market
- Size
- 1100-1500 sqft
- Lot Size
- 20.08 x 110 ft
- Listed on
- Parking
- 1 Detached, 1 Parking
Listing history
Listing activity for 195 Niagara St, Toronto, Ontario
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,399,000 | N/A | For Sale | C13782760 |
Inside
Room by room
From the listing.
- Kitchen4.47 × 1.73 mTile Floor, Renovated, Eat-In Kitchen
- Living5.38 × 3.56 mSkylight, Open Concept, W/O To Yard
- Dining3.89 × 3.56 mhardwood floor, Open Concept, O/Looks Dining
- Br4.75 × 3.2 mhardwood floor, Large Window
- Living7.52 × 4.34 mTile Floor, Open Concept, Combined W/Br
- Kitchen3.48 × 2.46 mTile Floor, Eat-In Kitchen
- Laundry3.28 × 2.06 mPartly Finished, Tile Floor
- Living3.38 × 2.44 mLarge Window, hardwood floor
- Kitchen3.48 × 2.46 mEat-In Kitchen, Large Window, Tile Floor
- 2nd Br3.99 × 2.46 mhardwood floor, Large Window
Property
- Property Type
- Semi-Detached
- Style
- 2-Storey
- Community
- Niagara
- Municipality
- Toronto
Building
- Size
- 1100-1500 sqft
- Construction
- Brick
Inside
- Bedrooms
- 2+1
- Bathrooms
- 3
- Bathroom Details
- 1 × 4pc Bsmt, 1 × 3pc Main, 1 × 4pc 2nd
- Basement Type
- Finished with Walk-Out
- Kitchens
- 2
Parking
- Driveway
- Lane
- Garage Type
- Detached
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Water
- Municipal
- Cooling
- None
- Heating Type
- Baseboard
Land
- Sewer
- Sewers
- Frontage
- 20.08 ft
- Depth
- 110 ft
- Lot Size
- 20.08 x 110 ft
Where it sits
The street and the area
Asking prices on the map.
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Exhibition GO | GO Transit train: Lakeshore West | 1.2 km |
| St Andrew Station | TTC subway: Line 1 Yonge-University | 1.9 km |
| Osgoode Station | TTC subway: Line 1 Yonge-University | 1.9 km |
| St Patrick Station | TTC subway: Line 1 Yonge-University | 2.1 km |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 2.3 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Around it
Semi-Detached in Niagara
Active listings only, today.
Semi-detached homes for sale in Niagara right now
- For sale now
- 6
- Median asking price
- $1.29M
- New in 7 days
- 0
- Price cuts
- 0%
Middle half: $969K to $1.44M
4 in 28 days
0 listings
This home is asking 9% above the median.
See all homes in NiagaraAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Site report
What the record says
What the City and the conservation authority have on file for this address.
- Heritage and ravineNone foundNot found on the Heritage Register
- Heritage and ravineNone foundNot in a mapped Heritage Conservation District
- Heritage and ravineNone foundNot in the mapped ravine protection area
- ZoningSee Former City of Toronto By-Law No. 438-86Outside By-law 569-2013: the former municipality’s by-law still sets what may be built. Confirm the rules with the City.
- PermitsNone on fileNo building permits on file at this address.
- Signals nearby6 to note788 KING ST W, Official plan or zoning amendment, 130 m away · 786 KING ST W, Official plan or zoning amendment, 140 m away · 782 KING ST W, Official plan or zoning amendment, 150 m away · 780 KING ST W, Official plan or zoning amendment, 160 m away · 778 KING ST W, Official plan or zoning amendment, 170 m away · 133 NIAGARA ST, Site plan, 200 m away
- ca regulatedNone in rangeNot in Toronto and Region Conservation Authority’s mapped regulated area
- provincial plansNone in rangeOutside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areas
- wetlandNone in rangeNo mapped wetland within 120 m
- aggregateNone in rangeNo licensed pit or quarry within 2 km
- wellsNone in rangeNo recorded oil, gas or salt well within 250 m
- railOn recordNearest rail line: 230 m
- trailOn recordA trail on the Ontario trail network within 1 km
- permitsOn record69 building permits issued within 250 m in the last 2 years
- devappsOn record8 open development applications within 250 m An application is a proposal: it may change, be refused or never be built.
- airportOn recordNearest airport: 1.4 km
- parcelOn recordMapped parcel: about 2,540 sq ft Measured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.
- water wellsNone in rangeNo water-supply well recorded within 250 m 37 test or monitoring holes also recorded.
- groundwaterOn recordGroundwater recorded about 2.5 m below ground nearby The middle water level in the well records within 500 m (389 records). It changes with the season and from spot to spot.
- npriNone in rangeNo facility within 1 km reports pollutant releases to Environment Canada The nearest is City of Toronto — 1116 King Street West, 1.5 km away. Only facilities above the inventory’s reporting thresholds are listed.
- fcsiOn record1 federal contaminated site within 1 km All of them are closed. The federal inventory covers federal land only, not provincial or private sites.
- electricityOn recordElectricity is distributed here by Toronto Hydro-Electric System Limited
- internet speedOn recordWired internet 50/10 Mbps or faster is listed at a household 40 m away Fixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (40 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.
- broadbandOn recordAcross the surrounding area: fibre to the home, cable, DSL internet listed Fibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.
None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
Each record is the map at the home’s location, not an inspection. Confirm anything that matters with the municipality, Toronto and Region Conservation Authority or the record’s publisher.
City of Toronto Open Data and zoning map, read at this address. Contains information licensed under the Open Government Licence – Toronto. City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto. Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Lot
- Lot area
- 2,209 sq ft205 m²
- Street frontage
- 20.08 ft6.1 m
- Depth
- 110 ft33.5 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Land transfer tax on this home
- Ontario land transfer tax
- $24,455
- Toronto municipal land transfer tax
- $24,455
- Total land transfer tax
- $48,910
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $40,435
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,399,000
- $19,980
- Ontario total
- $24,455
Toronto’s municipal tax uses the same brackets at this price, so it adds another $24,455.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Schools
Nearest schools
Straight-line distances. Check catchments with the board.
ElementaryEQAO average 2024–25
- Niagara Street Junior Public SchoolToronto DSBPublic · grades JK–695%Grade 6 average200 m
- St Mary Catholic SchoolToronto CDSBCatholic · grades JK–8 · French Immersion75%Grade 6 average450 m
- Charles G Fraser Junior Public SchoolToronto DSBPublic · grades JK–687%Grade 6 average700 m
- École élémentaire Pierre-Elliott-TrudeauConseil scolaire ViamondeFrench-language public · grades JK–694%Grade 6 average1.2 km
SecondaryGrade 9 math 2024–25
- City SchoolToronto DSBPublic · grades 9–12—1.1 km
- Msgr Fraser College (Southwest)Toronto CDSBCatholic · grades 9–12—1.2 km
- Heydon Park Secondary SchoolToronto DSBPublic · grades 9–128%Grade 9 math1.7 km
- ÉSC Saint-Frère-AndréConseil scolaire catholique MonAvenirFrench-language Catholic · grades 9–1269%Grade 9 math2.9 km
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Searches this home is in
Keep looking
The ledger
What it costs to own
Worked out for this home. Change any number.
A month, all in
$6,907
- Mortgage$6,383
- Property tax$524
A planning figure, not a quote.
Land transfer tax
$48,910
$40,435 for first-time buyers; Toronto adds its own tax.
Rent, similar homes
$4,000
a month, median asking rent of 18 similar homes in Niagara.
Community
Who lives around it
Similar homes
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Shemeer AhmadVALERY REAL ESTATE INC.
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