45.4093° N · 75.7074° W — West Centre Town, Ottawa — MLS® #X14130934
45 Bell St
$649,900
West Centre Town, Ottawa, Ontario K1R 7C5
- 4
- BedroomsBeds
- 2
- BathroomsBaths
- 2000-2500 sqft2000-2500
- SizeSq ft
- 33 x 75 ft
- Lot sizeLot
Inquire about this listing
In short · from the listing record
45 Bell St is a 4-bedroom, 2-bathroom duplex in West Centre Town, Ottawa, listed for sale at an asking price of $649,900 (MLS® X14130934).
Exceptional investment opportunity in the heart of Centretown! This well-maintained and recently renovated LEGAL duplex offers the perfect combination of strong cash flow, owner-occupancy flexibility, and long-term value in one of Ottawa's most desirable urban neighbourhoods. Featuring two spacious 2-bedroom units, each with its own private entrance, separate hydro meter, and in-unit laundry, this turnkey property is ideal for investors and homeowners alike. Numerous updates include renovated kitchens and bathrooms, updated plumbing and electrical, fire escapes brought up to code, fresh paint throughout, updated flooring, fencing improvements, and countless other upgrades that contribute to the property's excellent condition and tenant appeal. A rare bonus for Centretown, the property includes 3 parking spaces, a highly sought-after feature for both tenants and owners. Investors will appreciate the potential for a return exceeding 7.0%, while owner-occupants can live in one unit and rent the other to significantly offset mortgage costs. Landlord pays heat and water, while tenants pay their own hydro through separate meters. Ideally located steps from Bank Street, Chinatown, Little Italy, public transit, parks, cafés, restaurants, shopping, entertainment, government offices, and some of Ottawa's most vibrant urban amenities. Residents enjoy easy access to Dow's Lake, the Rideau Canal, LeBreton Flats, Carleton University, the University of Ottawa, and downtown employment hubs. With strong rental demand, exceptional walkability, and major updates already completed, this is a rare opportunity to acquire a quality income property in one of Ottawa's most established and sought-after neighbourhoods.
Listing readings
How it measures up
Scores from the listing record and the market around it.
83Good
Condition score
3 documented update signals
Listing age, structured features and disclosed update language; not an inspection.
48Near break-even
Cash flow quality
−$394/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Median of 5 multiplexes with 4 bedrooms for lease in Ottawa right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The data table
Every fact
Everything the board publishes for this home.
- Tax
- $5,142 / 2025
- MLS® number
- X14130934
- Board
- TRREB MLS®
- Property Type
- Duplex
- Building Age
- 100+
- Time on market
- Size
- 2000-2500 sqft
- Lot Size
- 33 x 75 ft
- Listed on
- Parking
- None, 2 Parking
Listing history
Listing activity for 45 Bell St, Ottawa, Ontario
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $649,900 | N/A | Pc | X14130934 |
Inside
Room by room
Property
- Property Type
- Duplex
- Style
- 2-Storey
- Community
- West Centre Town
- Municipality
- Ottawa
Building
- Size
- 2000-2500 sqft
- Building Age
- 100+
- Construction
- Alum Siding
Inside
- Bedrooms
- 4
- Bathrooms
- 2
- Bathroom Details
- 1 × 3pc Main, 1 × 3pc 2nd
- Basement Type
- Unfinished
- Kitchens
- 2
Parking
- Driveway
- Lane, Private, Tandem
- Garage Type
- None
- Additional Parking
- 2
- Total Parking
- 2
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 33 ft
- Depth
- 75 ft
- Lot Size
- 33 x 75 ft
Where it sits
The street and the area
Asking prices on the map.
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Pimisi | OC Transpo light rail: O-Train Line 1 | 600 m |
| Corso Italia | OC Transpo light rail: O-Train Line 2 | 700 m |
| Lyon | OC Transpo light rail: O-Train Line 1 | 1 km |
| Bayview | OC Transpo light rail: O-Train Line 1, O-Train Line 2 | 1.2 km |
| Riverside | OC Transpo bus rapid transit: Transitway | 3.3 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: OC Transpo schedule data (GTFS) from the City of Ottawa under the Open Government Licence – City of Ottawa, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – City of Ottawa.
Site report
What the record says
What the City and the conservation authority have on file for this address.
- ca regulatedNone in rangeNot in Rideau Valley Conservation Authority’s mapped regulated area
- floodNone in rangeNot in the municipality’s mapped flood area
- provincial plansNone in rangeOutside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areas
- wetlandNone in rangeNo mapped wetland within 120 m
- aggregateNone in rangeNo licensed pit or quarry within 2 km
- wellsNone in rangeNo recorded oil, gas or salt well within 250 m
- railOn recordNearest rail line: 810 m
- transitOn recordTransit stop within 400 m From the transit agency’s published stop map; the nearest is 150 m away. Routes and stops change; check the agency’s schedule.
- trailOn recordA trail on the Ontario trail network within 1 km
- airportOn recordNearest airport: 7.1 km
- water wellsNone in rangeNo water-supply well recorded within 250 m 31 test or monitoring holes also recorded.
- npriNone in rangeNo facility within 1 km reports pollutant releases to Environment Canada The nearest is Public Works and Government Services Canada — Cliff Central Heating and Cooling Plant, 1.4 km away. Only facilities above the inventory’s reporting thresholds are listed.
- fcsiOn record15 federal contaminated sites within 1 km 7 still active or suspected; the rest are closed. The federal inventory covers federal land only, not provincial or private sites.
- electricityOn recordElectricity is distributed here by Hydro Ottawa Limited
- internet speedOn recordWired internet 50/10 Mbps or faster is listed at a household 30 m away Fixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (30 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.
- broadbandOn recordAcross the surrounding area: fibre to the home, cable, DSL internet listed Fibre to the home: Beanfield Metroconnect, Bell, FibreStream, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: OmniTEC Wireless, PioneerWireless, Rogers, Storm Internet, Xplore. Mobile: Bell, Rogers, Telus, Vidéotron. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.
Each record is the map at the home’s location, not an inspection. Confirm anything that matters with the municipality, Rideau Valley Conservation Authority or the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – City of Ottawa. Contains information licensed under the Open Government Licence – Ontario.
Lot
- Lot area
- 2,475 sq ft230 m²
- Street frontage
- 33 ft10.1 m
- Depth
- 75 ft22.9 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land transfer tax on this home
- Ontario land transfer tax
- $9,473
- Total land transfer tax
- $9,473
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $5,473
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $649,900
- $4,998
- Ontario total
- $9,473
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Schools
Nearest schools
Straight-line distances. Check catchments with the board.
ElementaryEQAO average 2024–25
- Cambridge Street Community Public SchoolOttawa-Carleton DSBPublic · grades JK–6 · French Immersion54%Grade 6 average200 m
- St Anthony Elementary SchoolOttawa Catholic School BoardCatholic · grades JK–6 · French Immersion86%Grade 3 average350 m
- Centennial Public SchoolOttawa-Carleton DSBPublic · grades JK–8 · French Immersion64%Grade 6 average700 m
- École élémentaire publique Louise-ArbourConseil des écoles publiques de l'Est de l'OntarioFrench-language public · grades JK–883%Grade 6 average1.3 km
SecondaryGrade 9 math 2024–25
- École secondaire catholique Saint-Jean-BaptisteConseil des écoles catholiques du Centre-EstFrench-language Catholic · grades 9–12—300 m
- Richard Pfaff Secondary Alternate SiteOttawa-Carleton DSBPublic · grades 9–12 · French Immersion—400 m
- Urban Aboriginal Alternate High SchoolOttawa-Carleton DSBPublic · grades 9–12 · French Immersion—850 m
- Immaculata High SchoolOttawa Catholic School BoardCatholic · grades 9–12 · French Immersion55%Grade 9 math2.1 km
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Searches this home is in
Keep looking
The ledger
What it costs to own
Worked out for this home. Change any number.
A month, all in
$3,394
- Mortgage$2,965
- Property tax$429
A planning figure, not a quote.
Land transfer tax
$9,473
$5,473 for first-time buyers.
Rent, similar homes
$3,000
a month, median asking rent of 5 similar homes in Ottawa.
Community
Who lives around it
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Shemeer AhmadVALERY REAL ESTATE INC.
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